What is Self-Pay Health
Self-Pay Health InformationWhat is self pay?
Self-pay care offers a direct alternative to the NHS and private insurance, giving you faster access to treatment and the freedom to choose any provider without network limits or pre-approvals.
Demand in the UK is rising as patients seek a simpler, quicker route to medical services. We provide fixed-price initial consultations with top consultants across London and the UK—often at rates below those you’d pay by contacting them directly—and can book your appointment or liaise with their team on your behalf
Bypass delays for urgent care
Access treatments outside NHS/insurance
Reassurance from experts
Pick consultant, date, location
Should I Pay for My Own Treatment?
Compare treatment costs, service availability and wait-times across self-pay, private insurance & NHS.
When do you need care fast or need a treatment not covered elsewhere? Can you afford the upfront costs?
Think long-term: will self-pay work for chronic care? What’s the impact on your savings?
Is Self-Pay Expensive?
Below is a side-by-side look at how self-pay stacks up against private insurance on key cost factors.
| Self-pay | Private insurance | ||
|---|---|---|---|
| Per cost visit | Often higher per visit, since fees are set directly by the provider | Lower per visit thanks to negotiated group rates | |
| Predictability | Costs vary by service, location, and provider | Fixed monthly premiums make expenses predictable | |
| Best for | One-off or occasional procedures | Ongoing care and high-cost treatments |
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